In-depth reviews

Toyota Prius costs, insurance, warranty & tax

The fourth-generation Toyota Prius offers exceedingly low running costs with a hybrid powertrain that maximises efficiency

Overall rating

4.5 out of 5

Running costs & insurance rating

4.5 out of 5

Insurance groupWarrantyService intervals2021/22 company-car cost (20%/40%)
13-145yrs / 100,000 miles1yr / 10,000 milesFrom £1,087 / £2,173

As we’ve mentioned, there are many options to rival the Toyota Prius, but the Hyundai Ioniq Hybrid matches it closest. This is true of the respective ranges’ pricing structures as well. While the Ioniq range starts at a cheaper point, there’s more choice in the Prius line-up, with four trim levels to the Hyundai’s three.

As the regular hybrid Prius isn’t a plug-in car, it’s not eligible for the UK plug-in car grant, and with CO2 emissions from 94g/km, it also comes in above the current 75g/km CO2 threshold for London Congestion Charge exemption.

But that shouldn’t put you off, as the running costs are very affordable. Based on our sister title Auto Express’ real-world fuel economy for the Prius, you should expect to spend just over £1,000 a year on fuel (based on an average of 12,000 miles a year). Even an efficient petrol supermini would cost you at least £500 a year more.

Toyota Prius insurance group

The Toyota Prius falls into insurance group 13 or 14, depending on spec. Of course, as with any car, what you’ll pay depends on your circumstances – factors like where you live, whether you have points on your licence and how much driving experience you have. However, to give an indication of how much you should expect to pay, our sample middle-aged driver with three points on their licence was quoted around £550 a year fully comprehensive.


As we’ve mentioned above, Toyota’s five-year/100,000-mile warranty package extends to the Prius, so there’s plenty of peace of mind for buyers. Even used examples of this fourth-generation car will have some coverage remaining, given the Prius hit the market in 2015.


With around 200 Toyota dealers nationwide, it’ll be easy to get your Prius serviced – and we’d recommend you go to a main dealer, as being serviced by an official Toyota franchise preserves the extensive warranty cover on the hybrid system components and the battery pack. Service intervals are every year or 10,000 miles and alternate between interval and major services. Expect to pay around £169 for the former and £219 for the latter.

Road tax

Even a top-spec fully optioned Prius won’t be liable for the £335 VED (road tax) annual premium that applies to cars costing more than £40,000 new, so given the Toyota is an 'alternatively fuelled vehicle' in the eyes of the government, you’ll only pay £145 a year.

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