In-depth reviews

Audi Q4 e-tron costs, insurance, warranty & tax

While the Q4 e-tron comes with a three-year warranty and only has a 1% Benefit-in-Kind tax rate, the higher-spec models sit in some fairly lofty insurance groups

Overall rating

4.5 out of 5

Running costs & insurance rating

4.0 out of 5

Insurance groupWarrantyService interval2021/22 company-car tax cost (20%/40%)
25-393yrs / 60,000 miles2yrsFrom £81 / £163

While the Audi Q4 e-tron gets the same perks as all electric cars, including a zero rating for road tax (VED), exemption from the London Congestion Charge until 2025 and only a 1% Benefit-in-Kind company-car tax rate, higher-spec versions sit in some pretty high insurance groups, so premiums can be hefty.

Audi Q4 e-tron insurance group

Depending on which trim level you go for, the Q4 e-tron can sit in insurance groups 25 to 39. That seems high compared to sister models the Volkswagen ID.4 and Skoda Enyaq iV, which are largely rated in the 20s. The Q4's ratings are on par with those of a conventional petrol or diesel Audi Q3. Plus, it'll be cheaper to insure than the BMW iX3, which sits in insurance group 44 or 45 depending on trim level.

Warranty

The Q4 e-tron is covered by a three-year/60,000-mile warranty from Audi, while the battery gets an eight year/100,000 mile guarantee. The basic coverage is similar to that of an iX3, but less than the five and seven years respectively that Hyundai and Kia offer on the smaller e-Niro and Kona Electric models.

Servicing

The Q4 e-tron needs servicing every two years, however, Audi also offers customers three service plans: Level 1, Level 2 and Level 3. The first covers the essentials, including one service and inspection, a pollen filter change and brake fluid change. That package costs £399, or £22.17 a month over 18 months.

Level 2 costs £785, or £21.81 over 36 months, and includes two essential services, as well as two brake fluid and pollen filter changes. The final, more comprehensive package is Service Plan Level 3, which costs £880 upfront or £24.44 per month spread over 36 months. Level 3 builds on the previous package, with two MoTs covered in the third and fourth year of ownership.

Road tax

The Q4 e-tron, like all electric cars, is currently zero-rated for road tax in the UK – otherwise referred to as Vehicle Excise Duty (VED). The Q4 e-tron is also exempt from the London Congestion Charge until 2025 and only attracts a Benefit-in-Kind company-car tax rate of 1% during the 2021/22 financial year. This will rise to 2% in 2022/23, but that's still minimal compared to the 30% paid on an entry-level Audi Q3 diesel.

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