Audi Q4 e-tron review: running costs & insurance
While the Q4 e-tron comes with a three-year warranty and only has a 2% Benefit-in-Kind tax rate, the higher-spec models sit in some fairly lofty insurance groups
|Insurance group||Warranty||Service interval||Annual company-car tax cost (20%/40%)|
|25-39||3yrs / 60,000 miles||2yrs||From £200 / £399|
The Audi Q4 e-tron benefits from the same perks as all electric cars, including an exemption for road tax (VED) and the London Congestion Charge until 2025, not to mention a 2% Benefit-in-Kind company-car tax rate for the next few years. However, it attracts some pretty high insurance ratings, so premiums can be hefty.
Audi Q4 e-tron insurance group
Depending on which powertrain and trim level you go for, the Q4 e-tron can sit anywhere from insurance group 25 to 41. That’s particularly high compared to sister models the Volkswagen ID.4 and Skoda Enyaq iV, which are largely rated in the 20s, though the Q4's ratings are on par with those of the petrol or diesel Audi Q3. Plus, it'll be cheaper to insure than the Tesla Model Y which sits in insurance groups 46 to 49 depending on the exact spec.
The Q4 e-tron is covered by a three-year/60,000-mile warranty from Audi, while the battery gets an eight year/100,000 mile guarantee. The basic coverage is similar to that of an iX1, but less than the Hyundai Ioniq 5’s five-year/unlimited mileage warranty, or the Kia EV6’s seven years of factory cover.
The Q4 e-tron needs servicing every two years and Audi offers customers three service plans simply called Level 1, Level 2 and Level 3. The first covers the essentials, including one service and inspection, a pollen filter change and brake fluid change.
Level 2 includes two essential services, as well as two brake fluid and pollen filter changes. The final, and the most comprehensive package, is Level 3 which builds on the previous package, with two MoTs covered in the third and fourth year of ownership.
The Q4 e-tron, like all electric cars, is zero-rated for road tax (otherwise referred to as Vehicle Excise Duty/VED) until 2025. It also attracts a Benefit-in-Kind company-car tax rate of 2% until at least April 2024, which is minimal compared to the 30% paid on an entry-level Audi Q3 diesel – or even the BiK band of a plug-in hybrid.
In This Review
- 1VerdictAudi’s electric family SUV shares its platform with the Volkswagen ID.4 and Skoda Enyaq iV, but superior interior quality, technology and comfort put it a step above them and make it worth paying extra for
- 2Range, battery & chargingThe 77kWh battery allows Audi’s electric family SUV to cover over 300 miles between top-ups, while 135kW rapid charging is standard
- 3Running costs & insurance - currently readingWhile the Q4 e-tron comes with a three-year warranty and only has a 2% Benefit-in-Kind tax rate, the higher-spec models sit in some fairly lofty insurance groups
- 4Performance, motor & driveIt doesn’t keep pace with the Tesla Model Y, but the Q4 e-tron is still quick and handles well; ride quality is also excellent
- 5Interior, dashboard & comfortThere’s lot of choice when it comes to Q4 e-tron trim levels and options, but all models come with a slick infotainment system and the German brand’s excellent Virtual Cockpit
- 6Boot space, seating & practicalityWith boot capacity on par with an Audi Q5, the Q4 e-tron offers plenty of space for families and features an airy, open cabin – one of the benefits of sitting on a dedicated electric-car platform
- 7Reliability and safety ratingThe Q4 e-tron has a five-star crash safety rating from Euro NCAP, but Audi as a brand hasn't tended to top satisfaction surveys of late