In-depth reviews

Cupra Born running costs & insurance

Runnings costs for Cupra’s electric family hatchback are likely to be much lower than for petrol-powered rivals, especially if you’re planning to run one as a company car

Overall rating

4.0 out of 5

Running costs & insurance rating

4.0 out of 5

Insurance groupWarrantyService interval2021/22 CC cost (20%/40%)
TBC3yrs / 60,000 milesTBCFrom £67/£135

Like all electric cars, the Cupra Born attracts a Benefit-in-Kind (BiK) company-car tax rate of just 1% during the 2021/22 financial year, rising to 2% at the start of the 2022/23 financial year in April. Compare that to 32% for a petrol-powered version of the brand’s Formentor SUV, or even 11% for the plug-in hybrid Leon hatchback, and you can see where big savings can be made.

Cupra Born insurance group

No official insurance group ratings for the Cupra Born have been confirmed just yet, but we expect it'll have the same or very similar ratings as the ID.3, especially with the amount of safety kit the Born comes with as standard. 

Warranty

All new Cupra cars are covered by a three-year/60,000-mile warranty. While this is the same as you get with the Born’s sister car the Volkswagen ID.3, it does fall behind those of its rivals. The Hyundai Kona Electric, for example, has a five-year/unlimited-mileage warranty, while the MG ZS EV and Kia e-Niro both get seven years of cover.

Servicing

Cupra has yet to announce servicing intervals for the Born, but we expect to follow the same fixed service schedule as the ID.3, which involves a simple inspection service after two years. From then on, it’s every year or 20,000 miles, whichever comes first. Overall, the Born should be generally cheaper to maintain and service than any combustion-engined, hybrid or plug-in hybrid rival.

Road tax

As with all electric cars, you don’t have to pay vehicle excise duty (VED), otherwise known as road tax, on the Born. The pure-electric hatchback is also exempt from the London Congestion Charge until 2025 and attracts a 1% Benefit-in-Kind company-car tax rate during the 2021/22 financial year. That figure will rise to 2% for the 2022/23 period, but that's still significantly lower than even the 11% the plug-in hybrid Cupra Leon attracts.

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