In-depth reviews

BMW iX1 review: running costs & insurance

Rock-bottom company-car tax and comprehensive servicing packs count in the electric X1’s favour here

Overall rating

4.0 out of 5

Running costs & insurance rating

4.0 out of 5

Insurance groupWarrantyService intervalAnnual company-car tax cost (20%.40%)
37-383yrs/unlimited miles2yrs/20,000 milesFrom £178/£356

While the starting price for the regular petrol–powered BMW X1 is around £34,000, and the plug-in hybrid version is priced from just under £42,000, the fully electric iX1 starts at just under £45,000 – almost identical to a Tesla Model Y RWD

That’s a lot of cash any way you look at it, but once you get past the high starting price, the iX1 benefits from the same perks as all electric cars, including an exemption for road tax (VED) and the London Congestion Charge until 2025, not to mention a 2% Benefit-in-Kind company-car tax rate for the next few years.

BMW iX1 insurance group

Insurance groups are yet to be confirmed for the single motor iX1 eDrive20, however, xDrive30 models fall into insurance group 37 if you go for the base xLine trim, or group 38 if you opt for the M Sport version. Not cheap, but likely around the same money to insure as a four-wheel-drive dual-motor version of its rivals like the Audi Q4 e-tron or Volvo XC40 Recharge. Opt for a Tesla Model Y and this will be even more expensive to insure, with even the base rear-wheel-drive model occupying group 46 and top-of-the-range Performance models sitting in the higher group 50.

Warranty

Like all new BMWs sold in the UK, the iX1 is covered by a three-year manufacturer warranty, with no mileage limit during that time. While that’s pretty much par for the course, some buyers will expect more, especially given the likes of Kia now offer warranties of up to seven years or 100,000 miles across all its models.

BMW’s ‘i’ electric-car warranty also includes BMW Mobile Care and protection for the car’s high-voltage battery for up to eight years or 100,000 miles, whichever comes first.

Servicing

Like the larger BMW iX3 SUV and i4 saloon, the BMW iX1 only needs servicing every two years or 20,000 miles – whichever comes soonest. BMW also offers an inclusive service package for the iX1 for £410 which covers routine servicing for at least the first four years after your vehicle’s registration date.

Road tax

Like all electric cars, the BMW iX1 is zero-rated for road tax (VED) until 2025 and will remain exempt from the London Congestion Charge until 2025, too.

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