MG ZS EV review: running costs & insurance

Running costs for private buyers will be very low, and upcoming tax changes will make the MG ZS EV extremely attractive as a company car

Overall rating

4.0 out of 5

Running costs & insurance rating

4.5 out of 5

£30,495 - £35,495
Fuel Type:
Insurance groupWarrantyService intervalAnnual company-car tax cost (20%/40%)
27-287yrs/80,000 miles1yr/15,000 milesFrom £122/£244

Nothing about the ZS EV makes it expensive to own: electricity is cheaper than petrol, road tax is zero for the time being, company-car tax is low and even servicing will be less expensive than for the petrol equivalent. Simply put, the ZS EV will be one of cheapest-to-run family SUVs you can buy.

MG ZS EV insurance group

Like the majority of its rivals, the ZS EV falls into a higher insurance group than its petrol-powered equivalents. It attracts an insurance group rating of 27 for the base model and 28 for the rest of the line-up, which is on par with the Peugeot e-2008 and the Hyundai Kona Electric, which fall into groups 31-34 and 26-27 respectively, depending on which trim level you go for. 


MG's warranty cover is very impressive, matching Kia's seven-year duration and covering both the batteries and the car. Its mileage limit of 80,000 is not quite as high as Kia's 100,000, but electric-car drivers are less likely to cover high mileages, so the MG's cover should be very appealing to many buyers for the long-term peace of mind it offers.


MG offers service plans on its electric cars from as little as £6 per month, with repayments spread over two to five years. The service plans cover periodic maintenance, safety inspections and 12 months' AA roadside assistance.

Road tax

As with all zero-emissions cars, the ZS EV is currently zero-rated for road tax (VED). That will come to an end in 2025, but for now it's one less bill to worry about. Electric cars also avoid the London Congestion Charge until 2025 and attract just 2% Benefit-in-Kind (BiK) company-car tax until the 2024/25 financial year.

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