MG ZS EV running costs & insurance
Running costs for private buyers will be very low, and upcoming tax changes will make the MG ZS EV extremely attractive as a company car
|Insurance group||Warranty||Service interval||2021/22 company-car tax cost (20%/40%)|
|27-28||7 years / 80,000 miles||TBC||From £62 / £124|
Nothing about the ZS EV makes it expensive to own: electricity is cheaper than petrol, road tax is zero for the time being, company-car tax is low (and will be zero in the next financial year) and even servicing will be less expensive than for the petrol equivalent. Simply put, the ZS EV will be one of cheapest-to-run family SUVs you can buy.
MG ZS EV insurance group
Like the majority of its rivals, the ZS EV falls into a higher insurance group than its petrol-powered equivalents. It attracts an insurance group rating of 27 for the base model and 28 for the rest of the line-up, which is on par with the Peugeot e-2008 and the Hyundai Kona Electric, which fall into groups 31-34 and 26-27 respectively, depending on which trim level you go for.
MG's warranty cover is very impressive, matching Kia's seven-year duration and covering both the batteries and the car. Its mileage limit of 80,000 is not quite as high as Kia's 100,000, but electric-car drivers are less likely to cover high mileages, so the MG's cover should be very appealing to many buyers for the long-term peace of mind it offers.
MG offers service plans on its electric cars from as little as £6 per month, with repayments spread over two to five years. The service plans cover periodic maintenance, safety inspections and 12 months' AA roadside assistance.
As with all zero-emissions cars, the ZS EV isn't liable for any road tax (VED). That may change in the near future as the number of electric cars on the road goes up, but for now it's one less bill to worry about.
Electric cars also avoid the London Congestion Charge until 2025 and attract just 1% Benefit-in-Kind (BiK) company-car tax during the 2021-22 financial year, rising to just 2% for 2022/23 and the following two financial years.
In This Review
- 1VerdictThe updated MG ZS EV is a well equipped and practical small electric family car, with the new Long Range version offering impressive range at an affordable price
- 2Range, battery & chargingWhile the new Long Range version of the MG ZS has an impressive 273-mile range that trumps many of its rivals’, the same cannot be said for the MG’s rapid charging capabilities
- 3Running costs & insurance - currently readingRunning costs for private buyers will be very low, and upcoming tax changes will make the MG ZS EV extremely attractive as a company car
- 4Performance, motor & driveThe MG ZS EV doesn't offer a thrilling drive, but it should do more than enough to satisfy typical family-car buyers
- 5Interior, dashboard & comfortThe MG ZS EV is great value for money, offering plenty of kit regardless of which trim you go for, with the updated model featuring an improved infotainment system
- 6Boot space, seating & practicalityThe MG ZS EV is comfortable and roomy SUV, that will do well as a family car
- 7Reliability & safety ratingAs with all electric cars, reliability should be strong, and the electric ZS has received a strong safety score from the Euro NCAP crash safety tests
- 8Owner reviewLondon teacher Malcolm Smith shares his experience of first-time electric-car ownership with an MG ZS EV