In-depth reviews

BMW iX3 running costs & insurance

As the BMW iX3 is so new, it’s hard to nail down exactly how much it'll cost to run; servicing costs and insurance groups will be revealed later

Overall rating

4.0 out of 5

Running costs & insurance rating

4.0 out of 5

Insurance groupWarrantyService interval2021/22 company-car tax cost (20%/40%)
44-453yrs / unlimited miles2yrs/18,000 milesFrom £124 / £247

While the BMW iX3 may look expensive alongside petrol and diesel versions of the family SUV, it actually undercuts its rivals quite significantly. It’s also worth bearing in mind that the iX3 only comes in M Sport and M Sport Pro specifications, after it was initially offered in the flashy Premier Edition and Premier Edition Pro trim levels. Prices for the iX3 still start from nearly £60,000, though, with cheaper versions on the cards towards the end of 2021 or in early 2022.

Of course, once you’ve bought your iX3, you should be able to save a pretty penny compared with this car’s less economical petrol or diesel siblings. It’s easy to only look at the car’s range figure when deciding whether or not to take the plunge, but efficiency is equally important. And in this case, the BMW beats almost all of its competitors – largely due to its lighter kerbweight. And as this is a zero-emissions model, company-car drivers benefit from the lowest possible tax rating.

BMW iX3 insurance group

Insurance groups for M Sport and M Sport Pro models haven't been confirmed, but launch models in Premier Edition and Premier Edition Pro trim are in insurance groups 44 and 45, while the conventional X3 sits in groups 28 to 40 – so it’d be safe to assume the iX3 will be more expensive to insure than its petrol, diesel or hybrid equivalent. Pure-electric rivals like the Jaguar I-Pace and Audi e-tron are both in groups 49 to 50.


Every BMW iX3 comes with a three-year/unlimited-mileage warranty – just like the petrol and diesel versions. It’s likely the car’s high-voltage battery will be covered separately; an eight-year guarantee is expected, but will be announced at a later date.


Servicing prices and all-inclusive service packs have not yet been revealed. However, due to the reduced complexity of a pure-electric powertrain and the fact there are fewer moving parts, we expect servicing prices for the iX3 to undercut the equivalent petrol or diesel variant.

Road tax

As the BMW iX3 emits no CO2, it’s exempt from road tax (VED). Its zero-emission status also means it escapes the London Congestion Charge until 2025 and it should be safe from future clean-air zones, too.

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