Audi Q4 Sportback e-tron running costs & insurance

With rock-bottom running costs and a 1% Benefit-in-Kind (BIK) rate, Audi’s electric coupe-SUV will appeal to both private buyers and company-car drivers, although insurance could be pricey

Overall rating

4.0 out of 5

Running costs & insurance rating

4.0 out of 5

Insurance groupWarrantyService interval2021/22 CC cost (20%/40%)
26-403yrs / 60,000 miles2yrsFrom £84 / £169

The Audi Q4 Sportback e-tron gets the same perks as all electric cars, including a zero rating for road tax (VED) and exemption from the London Congestion Charge until 2025. Best of all, the electric coupe-SUV only attracts a 1% Benefit-in-Kind company-car tax rate. However, higher-spec versions sit in pretty high insurance groups, which will chip away at any savings you’ve made from the lower company-car tax rates.

Audi Q4 Sportback e-tron insurance group

Like the majority of its rivals, the Q4 Sportback e-tron can sit in some of the highest insurance groups possible if you go for one of the top-of-the-range models, like those with all-wheel-drive or in well equipped Vorsprung trim. However, our test car, a mid-range 40 e-tron in Sport trim, would sit in insurance group 30, which is on par with a similarly priced Ford Mustang Mach-E and well below the group 44 rating of the BMW iX3.


The Q4 Sportback e-tron is covered by a three-year/60,000-mile warranty from Audi, while the battery gets an eight-year/100,000-mile guarantee. The basic coverage is similar to that of an iX3, but less than the five and seven years respectively that Hyundai and Kia offer on the smaller Kona Electric and e-Niro models. You can also extend the Q4 e-tron's warranty up to four years/75,000 miles or five years/90,000 miles.


The Q4 Sportback e-tron needs servicing every two years. Audi offers customers three service plans: Level 1, Level 2 and Level 3. The first covers the essentials, including one service and inspection, a pollen filter change and brake fluid change. That package costs £399, or just over £22 a month over 18 months.

Level 2 costs £785, or around the same monthly price over 36 months, and includes two essential services, as well as two brake fluid and pollen filter changes. The final, more comprehensive package is Service Plan Level 3, which costs £880 upfront or just over £24 per month spread over 36 months. Level 3 builds on the previous package, with two MoTs covered in the third and fourth year of ownership.

Road tax

Like all electric cars, the Q4 Sportback e-tron is currently zero-rated for road tax in the UK – otherwise referred to as Vehicle Excise Duty (VED). It's also exempt from the London Congestion Charge until 2025 and only attracts a Benefit-in-Kind company-car tax rate of 1% during the 2021/22 financial year, meaning 20% taxpayers only have to fork over £84 a year to run one. That rate rises to 2% in 2022/23 – still minimal compared to the 30% paid on an entry-level Audi Q3 diesel.

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