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Top 20 best Motability electric cars 2021

The Motability scheme now includes a number of electric cars, which can all help eligible drivers keep their motoring costs down

Vauxhall Mokka-e

The Motability Scheme gives eligible people in the UK the opportunity to lease a new car, scooter or powered wheelchair in exchange for their mobility allowance. Those who qualify can pick any car, scooter or wheelchair accessible vehicle (WAV) they want, provided it’s offered on the Motability Scheme.

But it’s not just a lease; insurance, breakdown assistance, tyre repair and replacement, windscreen repairs, servicing and maintenance are all included in the package, making it a convenient and hassle-free option.

Plus, every three months, the organisation negotiates discounted leasing rates with manufacturers, potentially offering big savings that aren’t available elsewhere. And now, more and more electric cars are becoming available on the scheme, from city cars like the Honda e and MINI Electric, to larger and more practical options like the Volkswagen ID.4 SUV or Vauxhall Vivaro-e Life minibus.

After finding the car you want, you can also decide who drives the vehicle and which dealership to operate through, plus you’re eligible for a new vehicle every three years. Drivers still have to pay for fuel, however choosing an electric car could offer huge savings over the course of the lease compared to a petrol-powered equivalent.

Here you can find out everything you need to know about qualifying for the Motability Scheme, and about the best electric cars currently offered through the Motability Scheme.

Do I qualify for the Motability Scheme?

To be eligible for the Motability Scheme, you must receive one of the following four mobility allowances:

• Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA)

£62.55 per week

• Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP)

£62.55 per week

• Higher rate mobility component of Child Disability Payment

£62.55 per week

• War Pensioners' Mobility Supplement (WPMS)

£69.85 per week

• Armed Forces Independence Payment (AFIP)

£62.55 per week

You must also have at least 12 months left to run on any of the above allowances to qualify for the Motability Scheme. Additionally, there are a handful of terms and conditions that need to be met: any car leased through the Motability Scheme must be used for the benefit of the disabled person, even if it is predominantly or entirely driven by another named driver.

Named drivers must have a valid driving licence, and also meet RSA’s insurance underwriting criteria. Misuse of a Motability car – ranging from driving without insurance to sub-leasing the vehicle – could result in the termination of the lease and a bill to cover any repairs or loss of resale value. You may also be prevented from getting another car through the Motability Scheme.

What’s included on the Motability Scheme

As mentioned above, leasing a car through Motability lets you roll insurance, breakdown assistance, servicing and maintenance into one package, with all of the above organised for you. Insurance is provided by RSA Motability, and includes personal accident cover. Servicing is included, too, and if you give the dealership three weeks’ notice, it'll arrange a courtesy car so you can travel home while the service is being carried out.

Motability arranges full breakdown assistance, and you may have up to two named drivers. Cars have a mileage allowance of 60,000 miles, and MOTs and road tax are covered as well. Perhaps most importantly of all, the Motability Scheme allows you to choose a variety of adaptations to accommodate a variety of disabilities. Some adaptations are free, while others have a price attached.

All manner of adaptations can be arranged, including hand controls, steering aids, pedal modifications and personal hoists. Consult with your dealer to have these fitted. It’s important to note that there are cars on the scheme that cost less than a full week’s mobility allowance to lease, and therefore it could still be cheaper overall to run a petrol, diesel or hybrid vehicle. But we have made a list of the best Motability hybrid cars in 2021 if you can't make the big switch to an electric car just yet.

It's worth noting that drivers aged under 25 are restricted to cars that sit in insurance group 16 or lower, and have a power output of 120bhp or less.

Our list below features details of electric cars on the scheme along with their respective advance payments, calculated with the Higher Rate Mobility Component of Disability Living Allowance in mind. Advance payments can vary from our figures for those receiving one of the other allowances detailed above.

Citroen e-C4

Citroen e-C4

Weekly rental: Full allowance

Advance payment: £695 (Shine Plus)

One of the newest entries on this list, the Citroen e-C4 is a family hatchback that's based on the same platform as the Peugeot e-2008, DS 3 Crossback E-TENSE and Vauxhall Mokka-e elsewhere on this list. It's styled much like a coupe-SUV, but Citroen does not refer to it as such.

A 217-mile range is claimed from the 50kWh battery, while power comes from a 134bhp electric motor. 100kW charging makes for speedy top-ups from public rapid chargers, while its interior is both comfortable and practical despite that sloping roofline.

Perhaps most importantly, the e-C4 requires a lower advance payment than its Stellantis relatives. It's well worth a look if you prioritise comfort and refinement. Read our full review for more details.

Fiat 500 electric

Fiat 500

Weekly rental: Full allowance

Advance payment: £495 (Passion), £995 (Action and Icon), £1,495 (Passion Cabrio), £1,995 (La Prima and Icon Cabrio), £2,995 (La Prima Cabrio)

The latest generation of Fiat’s style-conscious city-car is now electric-only, and one of the best electric cars on sale, too. It’s fun to drive and mid-range models come with a larger battery for nearly 200 miles of range. That’s why we’d recommend going for the Passion trim or above, as these models also get a touchscreen and 85kW rapid charging. Thankfully, all specifications of the Fiat 500 are available on the Motability scheme, including in convertible form, and it’s available to under 25s, too. Read our full review for more details.

Honda e

Honda e

Weekly rental: Full allowance

Advance payment: £749 (standard), £2,249 (Advance)

The latest generation of Fiat’s style-conscious city-car is now electric-only, and one of the best electric cars on sale, too. It’s fun to drive and mid-range models come with a larger battery for nearly 200 miles of range. That’s why we’d recommend going for the Passion trim or above, as these models also get a touchscreen and 85kW rapid charging. Thankfully, all specifications of the Fiat 500 are available on the Motability scheme, including in convertible form, and it’s available to under 25s, too. Read our full review for more details.

Hyundai Ioniq Electric

Hyundai Ioniq Electric 

Weekly rental: Total allowance

Advance payment: £749 (standard), £2,249 (Advance)

The Honda e is one of the best small electric cars on sale – stylish, high-tech and quite unlike anything else on the road. It's relatively affordable on the Motability scheme (although some larger, longer-range cars are cheaper) and with big doors, a comfortable, spacious interior and plenty of driver aids, it's a great choice for those looking for a shorter-distance runabout.

It's not the most practical car on this list, although it benefits from a set of rear doors that help with flexibility when carrying passengers. The Honda's insurance rating excludes under-25s from driving, which is a shame – it's fun to drive thanks to its rear-wheel-drive layout and well sorted chassis. Read our full review for more details.

Hyundai Kona Electric

Hyundai Kona Electric

Weekly rental: Full allowance

Advance payment: £0 (39kWh SE Connect), £199 (39kWh Premium), £499 (64kWh Premium), £999 (64kWh Ultimate)

If you like the idea of the Ioniq's tried-and-tested powertrain technology, but would rather have a higher-set car for easier access, the Kona Electric offers more or less exactly that. Kona Electrics with the larger 64kWh battery are available on the Motability scheme and offer up to 300 miles of charge. Rapid charging is also supported at up to 100kW for a 44-minute 10-80% top-up, while recharging fully from a home wallbox takes around 10 hours.

The Kona is brisk, good to drive and while not the most practical SUV here, it's comfortable, safe and well-equipped. Sadly, neither the 64kWh or the less expensive 39kWh Kona Electric models are available for under-25s on the scheme. Read our full review for more details.

Kia Soul EV

Kia Soul EV

Weekly rental: Full allowance

Advance payment: £999 (First Edition)

Offered with much the same powertrain a its Hyundai siblings on this list, the Kia Soul EV is another small SUV that's a good bet if you appreciate range, style and a good dose of passenger space. The same 64kWh battery as the Kona above means a similar 280-mile range. Only available in one trim level and with the same advance payment as the top-spec version of the Kona Electric, the Soul EV offers all the standard equipment you would need in First Edition trim. LED headlights, leather upholstery, wireless phone charging and a reversing camera all feature as standard, along with all-important Apple CarPlay and Android Auto connectivity. As ever, the car is out of bounds for under-25s due to its insurance group. Read our full review for more details.

Mazda MX-30

Weekly rental: Full allowance

Advance payment: £0 (SE-L Lux), £299 (Sport Lux), £399 (First Edition), £1,999 (GT Sport Tech)

The Mazda MX-30 is the Japanese brand's first all-electric model, and its focus on keeping weight down and using sustainable materials means it's an eco-friendly choice. It has an all-electric range of 124 miles and takes five hours and 45 minutes to charge fully from a wallbox charger.  Aside from the relatively short range, the MX-30 is a great choice – it's practical but stylish, full of the latest kit and great to drive as well. Read our full review for more details..

MG 5 EV

MG 5 SW EV

Weekly rental: Full allowance

Advance payment: £499 (Excite), £999 (Exclusive)

Just like its ZS SUV counterpart below, the MG5 EV is a high-value proposition: low advance payments but lots of electric-car capability. It's also the only electric estate car on this list – and one of only a few in the UK car market, for now. The 52.5kWh battery in the two models offered on the Motability scheme are capable of 214 miles of range; the recently launched Long Range version of the MG 5 isn't available on the scheme yet. 

The MG’s 154bhp electric motor has lots of torque and offers surprisingly keen performance. It's not the last word in driving fun, but it's comfortable and refined enough given its budget positioning. Perhaps more importantly, the car's cabin is spacious (if not especially stylish) and its boot is large – its 464 litres put it somewhere between the Nissan Leaf's 370 litres and a more traditional petrol or diesel-powered estate car. Under-25s aren't covered to drive the MG 5 on the Motability scheme. Read our full review for more details.

MG ZS EV

MG ZS EV

Weekly rental: Total allowance

Advance payment: £0 (Excite), £99 (Exclusive)

It’s not the best car on this list, but the ZS is one of the most affordable ways into a family-sized electric car on the Motability scheme. The fundamentals are good – a 44.5kWh battery good for 163 miles of range, a motor with 141bhp and a practical interior are all present and correct. Performance is peppy: 0-62mph takes just 8.5 seconds.

The MG ZS EV is not as polished as some of its rivals, but it’s a good choice for Motability users looking for SUV practicality with a more attainable advance payment. There’s lots of standard equipment to boot, including Apple CarPlay, Android Auto and sat nav, plus keyless entry and adaptive cruise control. Unfortunately, under-25s can't drive either MG model on the scheme, as both sit in insurance group 21. Read our full review for more details.

MINI Electric

MINI Electric

Weekly rental: Total allowance

Advance payment: £0 (Level 1), £999 (Level 2), £1,999 (Level 3)

The second retro-inspired electric hatchback on this list, much like the Fiat 500, the MINI Electric is an extremely fun-to-drive and stylish option on the Motability scheme. Range is limited to 145 miles, but standard equipment is generous and performance is great from the 181bhp electric motor. For those looking for a car to do short distances or commutes in, the MINI Electric is ideal. However, it must be said that the MINI Electric isn’t the most practical entry on this list, as it remains unavailable in five-door form. It’s also not available to drivers under 25. Read our full review for more details.

Nissan Leaf

Nissan Leaf

Weekly rental: Full allowance

Advance payment:  £0 (Acenta), £199 (N-Connecta), £699 (Tekna), £1,799 (E+ N-Connecta), £1,999 (E+ Tekna)

One of the original mass-market electric cars, the Nissan Leaf remains one of the best you can buy in its most recent form today. Spacious, comfortable and very well engineered, the Leaf comes in 40kWh form on Motability and is very reasonably priced in its lower trims.

The 168-mile range offered by this smaller battery may not be that impressive, but it's more than flexible enough for most drivers' average daily mileage – especially given that we consistently managed to get more than 160 miles in real-world tests. Topping up on the go is easy enough if you have 100kW charging access – 10-80%  charge is dealt with in 35 minutes.

If you like an easy-to-drive car, the Leaf's effortless e-pedal system will also appeal; it allows for single pedal operation of the car, with regenerative braking boosted to the point that it can slow the car down to a complete stop when you lift off. Read our full review for more details.

Nissan e-NV200

Nissan e-NV200 Combi

Weekly rental: Full allowance

Advance payment: £4,099–£4,399 (multiple trim/seating combinations)

It's one of only options on this list with more than five seats, but it's a little smaller than the Vauxhall alternative. The e-NV200 Combi isn't the most exciting proposition, nor the most modern – its 124-mile range and dated driving experience leave plenty to be desired.

Still, with five and seven-seat options, there's plenty of flexibility, while access to the rear is easy in tight spots thanks to a set of sliding rear doors. It uses Nissan Leaf underpinnings and so will be very reliable, although the 50kW charging isn't quite up to speed with newer models.

Generally, we'd recommend going for the Vivaro-e Life elsewhere on this list if you need the space – the e-NV200 Combi is available for a smaller advance payment but it's not quite as flexible. Read our full review for more details.

Peugeot e-208

Peugeot e-208

Weekly rental: Total allowance

Advance payment: £599 (Active Premium), £699 (Allure Premium), £799 (GT), £899 (GT Premium)

If you only need a small car, but would like it to have a decent breadth of ability, the Peugeot e-208 is a great contender. Based on the same underpinnings as the Vauxhall Corsa-e elsewhere on this list, the e-208 is powered by a 50kWh battery and a 134bhp motor.

The e-208 is small inside but still roomier than a Renault ZOE; four adults can fit in comfortably. The boot is of a useful size, too, but there’s nowhere to store the charging cables out of the way other than a bag. The car’s focus on style – and its accompanying sloping roof – mean access to the rear seats may be an issue for some.

An official range of 211 miles is strong for an electric car of this size and type, offering a little more flexibility than some of its more urban-focused rivals. It’ll charge up from a wallbox in around eight hours. It’s worth noting that despite the e-208’s youthful looks, those under 25 can’t drive one on the Motability scheme. Read our full review for more details.

Peugeot e-2008

Peugeot e-2008

Weekly rental: Total allowance

Advance payment: £999 (Active Premium), £1,399 (Allure Premium), £1,499 (GT), £1,599 (GT Premium)

Based on similar underpinnings to its e-208 relative, the e-2008 is a larger, more practical and higher-riding SUV alternative. The pair share similar interior design and use the same 50kWh battery; the SUV is heavier and so range drops to a still-useful 193 miles from the e-208’s 211.

One of the best reasons to choose the e-2008 over its supermini sibling is practicality: there’s a 405-litre boot, 60:40 split-fold seats and plenty of room for two adults in the back. Access is easier, too, thanks to the raised ride height and high roofline. Sadly, those under the age of 25 just miss out on the e-2008 due to its group 17 insurance. Read our full review for more details.

Renault Zoe

Renault ZOE

Weekly rental: Full allowance

Advance payment: £0-£999 (various spec/trim combinations)

The Renault ZOE is much more capable than either of the Smart cars, with a range of 186 miles on a single charge and a recharging time of around seven-and-a-half hours from a wallbox charger.

Two five-door trims are offered: i Dynamique Nav and S Edition. However, the latter is in insurance group 17 and therefore can’t be driven by anyone under the age of 25. As is the case with the Smart ForTwo and ForFour, the duration of the ZOE Motability lease is three years. Read our full review for more details.

Vauxhall Corsa-e

Vauxhall Corsa-e

Weekly rental: Total allowance 

Advance payment: £0-£199 (various trim levels)

The third car on this list to use the Stellantis group's electric underpinnings is a Vauxhall – the latest Corsa was the first all-new product from the company after it was bought by the group, and it just happens to be the best yet.

The Corsa-e is mechanically identical to the e-208 elsewhere on this list but available for a smaller advance payment. The entry-level Corsa gets a little more standard kit too, including LED headlights and alloy wheels.

The Peugeot looks better to our eyes and has a funkier interior, but the Corsa has an altogether more familiar feeling while retaining the same excellent electric motor and battery combination. The Corsa has a marginally reduced range (205 miles versus the e-208’s 211 miles) but its performance is identical. It also has slightly less legroom, but that’s about it. All are off-limits to drivers under the age of 25. Read our full review for more details.

Vauxhall Mokka-e

Vauxhall Mokka-e

Weekly rental: Total allowance 

Advance payment: £399 (SRi Nav Premium), £549 (Elite Nav Premium), £699 (Ultimate Edition), £1,049 (SE Nav Premium)

A new contender in the small electric SUV market, the Mokka-e shares its underpinnings with the Peugeot and Citroen products on this list: that means a 50kWh battery, 134bhp electric motor and 100kW charging.

Those familiar mechanicals don't stop the Mokka-e from having its own character, though; it's a good-looking, comfortable car, if not quite as good to drive as its Peugeot counterpart.

Standard equipment is good, but it's worth comparing the Mokka-e to the e-2008 when making your choice, as the latter is a more cost-effective choice on the Motability scheme. Read our full review for more details.

Vauxhall Vivaro-e Life

Vauxhall Vivaro-e Life

Weekly rental: Total allowance 

Advance payment: £1,249 (Combi), £3,249 (Elite L)

The second people carrier on this list is also the biggest, offered with seating for nine in its long-wheelbase form. We've yet to drive this passenger version, but the standard Vivaro-e is one of the best electric vans we've tested, which bodes very well indeed for the Life. Both versions available on Motability use a 50kWh battery, which is enough for a claimed 143-mile range. The familiar 134bhp electric motor features, as does 100kW charging capability.

The Vivaro-e is the biggest electric car you can get through the Motability scheme, and also the most costly – top-spec Elite cars need a £5,999 advance payment, for example. Still, if you need the space and flexibility, this is your only choice for now. Read more about the Vivaro-e Life.

Volkswagen ID.3

Volkswagen ID.3

Weekly rental: Total allowance 

Advance payment: £0-£1,399 (various trim levels/specifications)

The ID.3 was Volkswagen’s first dedicated electric car, in effect a zero-emissions version of the traditional Golf. The electric hatchback offers a good amount of practicality and decent range, no matter which powertrain option you go for. All models also get a good amount of standard kit and are comfortable, too.

Multiple versions of the ID.3 are available on Motability, from the entry-level variant with the ‘Pure Performance’ powertrain and a 45kWh battery for 215-217 miles on a charge, to those with the ‘Pro’ and ‘Pro Performance’ powertrains and 58kWh battery that can cover nearly 270 miles. The top-of-the-range Tour model gets a 336-mile range thanks to its even larger 77kWh battery.

It’s worth noting that despite the ID.3's sleek styling and desire for mainstream appeal, its insurance rating means under-25s can’t drive even the entry-level model on Motability. Thankfully, for those who are eligible, advance payments are low. Read our full review for more details.

Volkswagen ID.4

Volkswagen ID.4

Weekly rental: Total allowance 

Advance payment: £2,849 (Life Pure), £5,899 (Life Pure Performance)

If you don’t think the ID.3 hatchback is for you, then its larger, more comfortable and more spacious SUV sister car could be what you’re looking for. Only two versions of the ID.4 are available on Motability, and both require a significant advance payment, up to nearly £6,000.

However, the ID.4 is very comfortable and really easy to drive thanks to light controls, high driving position and decent visibility. Accessibility is also good thanks to its large doors all round, plus it’s roomy for passengers. There’s up to 323 miles of range on offer, and you get a punchy electric motor and 125kW rapid charging. Styling is also a plus, as it looks upmarket both inside and out, however the infotainment and user interface it inherits from the ID.3 is fiddly to use. Read our full review for more details.

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