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In-depth reviews

BMW X3 hybrid running costs, insurance, warranty & tax

As ever with plug-in hybrids, the BMW X3 makes the most sense for company-car owners, but runs its diesel counterpart close

Overall rating

3.0 out of 5

Running costs & insurance rating

3.0 out of 5

Price
£46,940 - £62,755
Fuel Type:
Hybrid Petrol
Insurance groupWarrantyService intervalAnnual company-car tax cost (20%/40%)
383yrs/unlimited miles1yr/12,000 milesFrom £1,355 / £2,669

Unlike rivals such as the Audi Q5, the X3 xDrive30e doesn't command a hefty premium over its purely fossil-fuelled relatives. But that's only half the story – the hybrid is the clear winner for company-car drivers.

The Benefit-in-Kind tax of 12% (at least until 2025), compared to the high-30s for either the 20d and 30d diesel engines, translates into significant savings for a 40% taxpayer. Both company and private buyers should enjoy reduced fuel bills if they mainly complete short journeys under electric power. Charging its 11.2kWh useable battery should cost around £3.30 at home on the standard 30p per kilowatt hour rate.

BMW X3 hybrid insurance group

The xLine and M Sport versions of X3 xDrive30e are in insurance group 38. That's the same group as the Lexus NX 450h+ and a few groups lower than the more powerful Volvo XC60 Recharge.

Warranty

BMW offers a three-year/unlimited-mileage warranty on all its cars, so that applies here. However, as is often the case, there's a separate arrangement for the electrical element. The car's battery has a six-year/60,000-mile warranty as standard; provided you've kept up with recommended servicing, you can pay to extend the warranty afterwards.

Servicing

Service intervals vary with use, but BMW offers an easy-to-understand payment plan to spread the cost. A BMW service plan includes two services, fluid top-ups and complimentary car cleaning, and can be transferred to another BMW model if required.

Road tax

First-year road tax (VED) on alternative-fuel vehicles such as plug-in hybrids such as the X3 is free because of its low CO2 emissions. You pay a flat rate of £170 a year after that, plus a surcharge of £390 between years two to six of ownership because every plug-in hybrid X3 costs more than £40,000. Annual payments will be £560 during this period before dropping back to the flat rate fee thereafter.

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Richard is editor of DrivingElectric, as well as sister site Carbuyer.co.uk, and a regular contributor to Auto Express. An electric and hybrid car advocate, he spent more than five years working on the news and reviews desk at Auto Express and has driven almost every new car currently on sale.

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