Motability and electric, plug-in hybrid and hybrid cars
Car ownership can be tricky for people with a disability. For one, new cars aren’t cheap to purchase, and many can be unsuitable for those who require the fitment of special controls or an easier way of entering the vehicle.
This is where the Motability Scheme comes in. A charity organisation working with the Department for Work and Pensions, it aims to help disabled people with their car purchase and, if necessary, conversion, so they can get safely behind the wheel. Motability also takes care of the cost of insurance, breakdown cover plus servicing and maintenance, removing another stress factor for owners.
In short, Motability works by providing cheaper lease deals for people with disabilities, their families and carers, and helping with the cost of vehicle conversion. The deals are in part financed by the Higher Rate Mobility Component (HRMC) of a recipient’s Disability Living Allowance, or by their Personal Independence Payment (PIP).
Those receiving a War Pensions Mobility Supplement or the Armed Forces Independence Payment are able to lease a vehicle via Motability as well. The past few years have seen some hybrid, plug-in hybrid and electric vehicles included in the scheme, giving buyers more choice than before on the type of car they can purchase. Read on to find out how to get an electric or hybrid car on the Motability Scheme.
Hybrid, plug-in hybrid and electric cars on Motability with no advance payment
At the moment, unless you're able to make an advance payment out of your own pocket to 'top up' your Motability allowance, there are no pure-electric vehicles available on the scheme, but there are three hybrid models that you can choose from that use the maximum amount of the allowance, but no more.
The easiest way to find them is to go to the car search tool on Motability's website, set the 'Advance payment' to zero and in the fuel type category, select 'Hybrid - Petrol'. This will display all the available hybrid models with no advance payment.
Before picking a vehicle, make sure you’re eligible for the scheme. To find out, visit Motability's website. Once you’ve picked the right car, contact the Motability Scheme specialist at your local dealership, who'll then place the order. Note that you will need to have at least 12 months remaining on your Mobility allowance when placing the order.
Hybrid, plug-in hybrid and electric cars on Motability with an advance payment
If you can afford to make a one-off advance payment out of your own pocket to 'top up' your Motability allowance, that opens up more hybrid, plug-in hybrid and pure-electric options.
As of December 2019, higher-spec versions of the Ioniq and Niro hybrids mentioned above are available with an advance payment of just £99, while the Toyota Yaris Hybrid is available with an advance payment of between £145 and £495 depending on spec.
The Toyota Prius hybrid hatchback demands an initial payment of £545 for the lowest-spec version, while the Toyota Corolla Saloon and Hatchback are available with a payment starting at £695, rising to £745 for the Touring Sports estate version.
The most accessible pure-electric car on Motability as of December 2019 is the Peugeot e-208; however, you need to come up with an advance payment of at least £1,499 to get one on the scheme. The Peugeot's Vauxhall Corsa-e sister model demands the same.
Slightly larger options include the Hyundai Ioniq Electric hatchback or the MINI Countryman S E ALL4 plug-in hybrid SUV (both requiring a £1,749 advance payment). If you need a larger hybrid car, the Ford Mondeo Hybrid's minimum advance payment is £1,895 for the Titanium Edition spec.
If you can stretch to an advance payment in the region of £2,000, more pure-electric options become available, such as the BMW i3 and DS 3 Crossback E-Tense (both requiring a payment of £1,999 in their cheapest form). The BMW 225xe Active Tourer plug-in hybrid (which shares technology with the MINI mentioned above) needs an advance payment of at least £2,749.
Larger hybrid options include the Ford Mondeo Estate, Toyota C-HR and Honda CR-V, with advance payments starting from £2,095, £495 and £2,749 respectively. Finally, a hefty initial payment of £3,749 is required to get a Mitsubishi Outlander PHEV on the Motability scheme.